“Knowledge is powerful only when put into action. That’s why I focus on turning financial planning into tangible results for my clients.”
Martin Lombrano
Accredited Investment Fiduciary®
Meet Martin Lombrano, Your Primary Advisor

When it comes to his client’s financial well-being, Martin acts in their best interests with the fiduciary standard to put plans into action that accomplish their goals. Martin helps individuals, families and business owners throughout Southern California with strategies that produce confidence in their wealth, income and legacy planning.
As a Personal Financial Planner (PFP) and AIF®, Martin understands the challenges we face when looking into effective financial planning strategies. From the ever changing tax, legal, economic and global events occurring daily, he holds his clients’ interests above all else. Through open and honest communication, he is able to provide an educational experience along with his planning process.
With more than 25 years of experience guiding individuals and families, Martin crafts strategies that provide financial confidence through every life stage.
Whether it is the because of the loss of a loved one, an unexpected healthcare event, retirement or leaving a legacy, Martin always holds his clients personal and financial well-being close to his heart.
Martin holds a Bachelor’s of Science in Business Administration with a Concentration in Finance from California State University, Long Beach and completed his financial planning course work from the University of California, Irvine continuing education. He lives in South Orange County with his family.
Martin is an avid athlete and regularly works out, runs marathons and completed various triathlons. Martin and his family are actively involved in their local church and regularly sponsor religious and non-profit charities. It is his belief that “giving” is essential to having a successful life. In his spare time, you can find him completing items off his “bucket list”.
Through open and honest communication, he is able to provide an educational experience along with his planning process.

Martin Lombrano is an Accredited Investment Fidicuiary. Financial professionals who earn the AIF designation are part of an elite professional community of fiduciary specialists who have earned credibility and distinction in the marketplace.
- Accredited Investment Fiduciaries are certified for ability to follow fiduciary process and reduce compliance, litigation, and reputational risks
- Accreditation is based on qualified experience, education, competence, ethics, and continuing education

TROY CLAPPER
Financial Services Assistant
Troy Clapper is a graduate of Grand Canyon University, where he earned his degree in Business Administration with an emphasis in Finance. While at GCU, Troy was an active member of the Finance and Economics Club and consistently sought opportunities to deepen his understanding of financial principles. His passion for money management began at an early age, saving every dollar he received from birthdays and holidays with the goal of one day paying for college. This early discipline and future-focused mindset sparked a lasting interest in helping others make wise financial decisions.
During college, Troy co-founded a small moving business with friends. Through this experience, he gained firsthand knowledge of business ownership, customer service, and the importance of adapting quickly to unexpected challenges—skills that directly translate to the fast-paced, people-focused world of financial advising.
Troy also completed two internships that further shaped his professional foundation. His first was as a bookkeeper for a tax manager and CPA, where he learned how businesses operate behind the scenes and developed an understanding of strategic tax planning. His second internship brought him into the financial services world as an administrative assistant to Martin Lombrano, President and Founder of Primary Advisors, Inc. where he quickly began ‘learning the language’ of finance and saw the impact of putting clients first.
Now working full-time at Primary Advisors’ Newport Beach office as a Financial Services Associate, Troy supports clients with both personal and financial matters and continues to serve as Martin’s right-hand man. He is currently studying to become a licensed financial advisor and is passionate about helping clients build clarity and confidence in their financial lives.
Outside of work, Troy leads a Young Life group for high school seniors and enjoys staying active through the gym, golf, and basketball. He also values quality time with his girlfriend, especially on their regular date nights.

PETER LAM
Director of Operations

SHERRY KIM
Registered Assistant

TAYLOR OTTERDAHL
Senior Accountant
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